Vacaville Office

Photo of Jody Ballard

Jody Ballard

Mortgage Specialist

NMLS #1170908 DRE #01073102 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan…

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Danielle Carson

Business Manager

Danielle has lived in Sacramento for the last 20 years. She is a key member of The Kappel Mortgage Team working as our Executive Assistant. Danielle started in the industry working directly with Realtors for the largest Realtor Referral Network and has worked in client relations for the last 15 years. She loves getting people excited…

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Laura Coffman

Loan Consultant

CA DRE# 02083592  NMLS# 1860986

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Belinda Dawson

Mortgage Consultant

CA BRE #01001679   NMLS # 274901

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Jennifer Kappel

Loan Processor – Mortgage Specialist

CA BRE# 01946752  NMLS #1023088

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Ted Kappel


CA BRE# 01201430  NMLS #292656