Vacaville Office

Photo of Jody Ballard

Jody Ballard

Mortgage Specialist NMLS #1170908 DRE #01073102

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I…

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Laura Coffman

Loan Consultant CA DRE# 02083592  NMLS# 1860986

Laura Coffman is a licensed mortgage originator with Kappel Mortgage Group.  She provides professional, specialized assistance in the purchase and refinancing of your home! As a dedicated industry professional who takes great pride in creating an excellent customer experience when purchasing or refinancing a home,  Laura is client focused, goal oriented, honest, and has excellent…

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Belinda Dawson

Mortgage Consultant CA BRE #01001679   NMLS # 274901

​I have been in the mortgage industry for over 30 years and with KMG for the last 8 years.  Even after all this time I still love helping people find the right loan to purchase their home.  I especially love working with First Time Homebuyers and teaching them the home loan process.  Many things have…

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Stephanie Ham

Your Lending Team CA DRE# 01390304 NMLS#230258

I am dedicated to providing competitive home financing to clients who have been properly informed of their options. Industry standards will not be my benchmark of service; rather, I shall embark daily in pursuit of pure excellence. I have over 18 years experience as a Loan Officer in Solano County. Put my skills to work…

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Jennifer Kappel

Loan Processor – Mortgage Specialist – DRE#01946752 NMLS#1023088

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Ted Kappel

CEO/President CA DRE# 01201430  NMLS #292656

I am Ted Kappel, CEO/President of Kappel Mortgage Group.  I started in the mortgage industry in 1995 with Norwest Mortgage, then transferred to Wells Fargo when Norwest Bought them, then worked for Vitek a few years before starting Kappel Mortgage Group, Inc (KMG) in 2004.  I started KMG so that I was able to compete…

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Lydia Vincenty

Loan Consultant DRE# 01112364 NMLS# 302523

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