Vacaville Office

Photo of Jody Ballard

Jody Ballard

Mortgage Specialist NMLS #1170908 DRE #01073102

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I…

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Laura Coffman

Loan Consultant CA DRE# 02083592  NMLS# 1860986

Laura Coffman is a licensed mortgage originator with Kappel Mortgage Group.  She provides professional, specialized assistance in the purchase and refinancing of your home! As a dedicated industry professional who takes great pride in creating an excellent customer experience when purchasing or refinancing a home,  Laura is client focused, goal oriented, honest, and has excellent…

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Belinda Dawson

Mortgage Consultant CA BRE #01001679   NMLS # 274901

​I have been in the mortgage industry for over 30 years and with KMG for the last 8 years.  Even after all this time I still love helping people find the right loan to purchase their home.  I especially love working with First Time Homebuyers and teaching them the home loan process.  Many things have…

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Stephanie Ham

Your Lending Team CA DRE# 01390304 NMLS#230258

I am dedicated to providing competitive home financing to clients who have been properly informed of their options. Industry standards will not be my benchmark of service; rather, I shall embark daily in pursuit of pure excellence. I have over 18 years experience as a Loan Officer in Solano County. Put my skills to work…

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Jennifer Kappel

Loan Processor – Mortgage Specialist – DRE#01946752 NMLS#1023088

Jennifer Kappel is a Licensed Mortgage Consultant and Processor with 15 years of experience in the mortgage industry. She has won numerous awards for her outstanding customer service and works primarily by referral. Jennifer is passionate about helping her clients find the best mortgage solution for their individual needs. She is committed to providing a…

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Ted Kappel

CEO/President CA DRE# 01201430  NMLS #292656

I am Ted Kappel, CEO/President of Kappel Mortgage Group.  I started in the mortgage industry in 1995 with Norwest Mortgage, then transferred to Wells Fargo when Norwest Bought them, then worked for Vitek a few years before starting Kappel Mortgage Group, Inc (KMG) in 2004.  I started KMG so that I was able to compete…

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Lydia Vincenty

Loan Consultant DRE# 01112364 NMLS# 302523

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