Meet our KMG Team

Photo of Jody Ballard

Jody Ballard

Mortgage Specialist NMLS #1170908 DRE #01073102

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I…

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Marcelle Bonton

Mortgage Consultant CA BRE #01947046 NMLS#1236720

Photo of Anthony Bui

Anthony Bui

Mortgage Specialist CA DRE# 01430014  NMLS# 236649

Photo of Freddie Clariza

Freddie Clariza

Loan Specialist DRE# 01401079  NMLS# 1186807

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Laura Coffman

Loan Consultant CA DRE# 02083592  NMLS# 1860986

Laura Coffman is a licensed mortgage originator with Kappel Mortgage Group.  She provides professional, specialized assistance in the purchase and refinancing of your home! As a dedicated industry professional who takes great pride in creating an excellent customer experience when purchasing or refinancing a home,  Laura is client focused, goal oriented, honest, and has excellent…

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Belinda Dawson

Mortgage Consultant CA BRE #01001679   NMLS # 274901

​I have been in the mortgage industry for over 30 years and with KMG for the last 8 years.  Even after all this time I still love helping people find the right loan to purchase their home.  I especially love working with First Time Homebuyers and teaching them the home loan process.  Many things have…

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Stephanie Ham

Your Lending Team CA DRE# 01390304 NMLS#230258

I am dedicated to providing competitive home financing to clients who have been properly informed of their options. Industry standards will not be my benchmark of service; rather, I shall embark daily in pursuit of pure excellence. I have over 18 years experience as a Loan Officer in Solano County. Put my skills to work…

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Valerie Hutton

Mortgage Specialist CA DRE #1137117  NMLS #291959

Your mortgage is serious business - but I like to get personal.  I love building up financial futures for people and communities.  I am your local Lender and the greatest honor is to hear from past clients and “friends of friends”.  This referral of past and new clients is what keeps me excited about my work.  My philosophy has…

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Jennifer Kappel

Loan Processor – Mortgage Specialist – DRE#01946752 NMLS#1023088

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Ted Kappel

CEO/President CA DRE# 01201430  NMLS #292656

I am Ted Kappel, CEO/President of Kappel Mortgage Group.  I started in the mortgage industry in 1995 with Norwest Mortgage, then transferred to Wells Fargo when Norwest Bought them, then worked for Vitek a few years before starting Kappel Mortgage Group, Inc (KMG) in 2004.  I started KMG so that I was able to compete…

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Sharon McKernan

Broker Associate – Mortgage Specialist

CA Bkr DRE #00874382  NMLS #280199 In today’s world, it’s tempting to click for your home loan needs online.  However, I believe that your finances are personal and so are the financial decisions that you make regarding your home loan.  Why trust one of your biggest financial decisions to an impersonal big bank or faceless on-line lender?…

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Lori Romeo

Mortgage Specialist DRE #01707269  NMLS #278153

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Addy Scott

Loan Processor

Photo of George Turner

George Turner

Loan Consultant DRE#02130536 NMLS# 2061865

Photo of Lindsey Wear

Lindsey Wear

Loan Processor