Jody Ballard
Mortgage Specialist
NMLS #1170908 DRE #01073102 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan…
Danielle Carson
Business Manager
Danielle has lived in Sacramento for the last 20 years. She is a key member of The Kappel Mortgage Team working as our Executive Assistant. Danielle started in the industry working directly with Realtors for the largest Realtor Referral Network and has worked in client relations for the last 15 years. She loves getting people excited…
Valerie Hutton
Mortgage Specialist
CA BRE #1137117 NMLS #291959 Your mortgage is serious business - but I like to get personal. I love building up financial futures for people and communities. I am your local Lender and the greatest honor is to hear from past clients and “friends of friends”. This referral of past and new clients is what keeps me excited…
Sharon McKernan
Broker Associate – Mortgage Specialist
CA Bkr DRE #00874382 NMLS #280199 In today’s world, it’s tempting to click for your home loan needs online. However, I believe that your finances are personal and so are the financial decisions that you make regarding your home loan. Why trust one of your biggest financial decisions to an impersonal big bank or faceless on-line lender?…
