Fred Bermudez

 Hello and thank you for visiting.  Just wait to you see what I can offer that no other's do.  But first, a little bit about myself.

 I have been in the lending business for the past 9 years.  I also have a Bachelor Degree in Business from CSUS and I live here as well.   Ok enough of that!  Lets get right to it.

 Over my time as a loan officer I have determined that buyers and sellers simply want GREAT service, phone calls answered and to be well informed about their own personal transaction with us.  We have all had bad service and it is enraging in most cases.  Rest assured this will not take place here. 

 Although staying in constant contact with every client at every stage (there are many) during the transaction is a daunting task for sure.  This has been a challenge for years, but no longer.  Why? How? You ask?

Well we automated it all!  Our Status Updater will inform you every step of the way.  Check it out.  You will receive Log In Access allowing you to:

• View the conversation log between parties behind the scenes on your loan.
• View documentation pertaining to your file ie. Appraisal, Approval and more.
• Upload your Pay Stubs, W2's, Bank Statements, instead of faxing and emailing.
• Receive automated updates via email at every stage.
• Get everything you need all at one location online.

Oh and yes I do every type of loan on the market! Purchase or Refinance.

• CalPERS - 100% financing with a 620 fico score.  WOW!
• CalSTERS - 3% down. 1st and 2nd loan- NO payment on 2nd for 5 yrs.
• FHA - 3.5% down with 620 Fico score.
• VA loans - 100% financing available.
• Conventional Financing (Non FHA)- Jumbo Loans.

Need to repair your credit?  Let's get started.  Don't run anymore, we can do it together!  You'll be in your home soon.

So there is no need to be left in the dark with other lenders anymore.  None provide our service.  Thats a fact! 

When you are ready, I'll be here for you.

Until we speak,

Fred Bermudez

(916) 208-3031